Dealing With Foreclosure

The first step in dealing with a possible foreclosure situation is to educate yourself - what is fact and what is fiction?  This is especially true when almost every day a new story or warning appears in the media about foreclosure "scams" and people loosing their house to an unscrupulous individual or company. 

A basic overview of the mortgage foreclosure issue can be found in the HUD brochure "How To Avoid Foreclosure".  However, some of the information in this brochure only applies to FHA backed mortgages.  If you do not have an FHA mortgage, other options and restrictions may apply.  

Not all lenders offer the same options or choices to a home owner who is behind on their mortgage payments.  In dealing with a foreclosing situation, the old phrase "one size fits all" couldn't be further from the truth.  This is why you need to talk to someone experienced in dealing with this subject in order to get "the rest of the story". 

Whether you want to keep your home or sell it and move on with your life, call us today to schedule your no obligation free review of your situation.  

 Kansas Foreclosure Timeline

Click the links below to see the steps which occur during the foreclosing process in Kansas.  If you are facing foreclosing, these diagrams will help you understand where you are at in the process and what to expect next.  While it may appear that you have plenty of time to take action, dealing with the bank and other lenders has become a much more lengthy process due to the high number of foreclosures currently "in the system."  In addition, some banks require at least 30 days just to start to look at a client's request to address the situation. The bottom line is quite simple: Don't Delay. Call us today to begin the process of identifying the best options and strategies for your family and situation.

If your situation is due to a temporary loss of income or an unexpected spike in expenses that is now over, you may be able to keep your home using one of the experienced resources available through Wichita Foreclosure Services.
Click Here to read some "success stories" from people who found that this was the answer they were looking for.

 Cleaning Up After Foreclosure

It is a simple fact that foreclosure is often a result of financial hardships and tragedies such as job loss, divorce, medical expenses, and other unexpected life circumstances. When folks "hit the foreclosure wall," it is probably not the only financial challenge they are dealing with. Obviously, during a time of financial struggle your credit can be greatly affected by excessive bills/debt and your lack of cash to cover them all.

Wichita Foreclosure Services is committed to working not only to finding a solution to your foreclosure problem, but also to providing you with tools to rebuild your financial health as well.  Restoring your credit is the first step in getting you on your way to a better financial outlook. Click Here for more information on this valuable resource.